I provide people of faith the tools and skills they need to gain control of their money and so they can be more generous and giving

Schedule a Free Assessment!

Let's Connect!

Because coaching is unique we start with a free, no-obligation assessment to:

  • Determine if you're ready for the intensity of coaching
  • Find out if we're a good fit to work together
Click to Schedule a Free Assessment!

A Simple Plan That Makes it Easy For You To Get Results:

Create Your Journey!  I Customize Coaching To You

Refocus

Design a personal wealth definition that declares what happiness means to you.

The cornerstone to building wealth and achieving sustainable results is a strong, passionate Why.

Gain Control

Understand your relationship with money, identify roadblocks and opportunities.

Build sustainable habits and behaviors by injecting customized tools, education and accountability. 

Set a Plan

You'll have a step-by-step, easy to follow, long-term plan for success.

Move forward confidently knowing that decisions you make are in alignment with what's important.

Accountability

Accountability is the glue that ties commitment to the result.

Ongoing coaching provides a healthy push so you will maintain and increase your momentum.

Click to Schedule a Free Assessment!

Imagine If

You Could...

Gain Control Of Your Finances

Have Peace Knowing You’ll Not Only Survive, but Will Thrive

Have a Spending Plan That Is Aligned With Your Beliefs, Isn’t Restrictive and Helps You Accomplish Your Goals

No Longer Live Under A Blanket of Stress, Shame, or Fear of The Future

Go On Vacation Knowing It’s Paid For...Allowing You To Fully Relax and Re-energize

Make Purchases Without Guilt or Judgment

Live For The Experiences of Today While Securing Your Financial Future

By Working With The Right Coach You Can...

Feel Confident and Clear About Money Decisions

Find Balance Between Living For Today and Saving For The Future

Be Content With Your Spending

Not Just Survive...but Thrive In The Life That You Want

Make Money Fun and Easy

Live Abundantly and Pursue The Passion You've Neglected

Find Peace In Your Finances

A Proven Coaching Program

Program Results

  • Peace Within 30 Days*
  • Improved Relationships
  • $600+ Per Month Average Cash Flow Improvement
  • Emergency Fund Within 45 Days

Resources

  • Proprietary coaching processes and systems
  • Online courses
  • Forms, guides, resources & support materials
  • A network of experts

Industry-leading Training

  • 118+ Training Modules
  • 100+ Hours of Coursework
  • 46 Hours of Application
  • Extensive 1:1 Mentoring
  • Professional Responsibility & Ethics Pledge
  • International Financial Coaching Conference
  • Continuing Education

Success Stories

“My wife and I have an uncomfortable history with finances and would often choose to ignore our situation rather than face an argument discussing it. Working with Sandy, we've managed to identify why we spend the way we do and achieve a mindfulness during our day-to-day lives. 

Sandy is brilliant when it comes to finances. She teaches evidence-based practices that are also biblical while providing the accountability that has really made all the difference. In the few months we've been working with her, we have already started tackling our debt and enjoy the security and freedom of having a spending plan. We have a way to go but are confident in the journey with Sandy guiding us. It's easily been the best investment we've made in years.”

Ben and Kela

“I started working with Sandy as part of a course titled Spiritual Stewardship.  I knew that although I was in many ways financially responsible, I never felt like I really understood budgeting or planning which made me feel uncertain and insecure around money and my future. Sandy had her work cut out for her for sure but she was patient with me and a great teacher. 

Over the next few months, we created a budget together, not the kind that constrains you, but the kind that makes sure that your money follows your priorities. She encouraged me to spend time with my financial advisor to make sure that I fully understood my portfolio and exactly what my retirement will look like financially. The truth was that until I met Sandy, I didn't even know the right questions to ask.  

Every time we meet, we review my current finances and then Sandy creates an action plan for me.  If you want more peace and certainty around your finances, Sandy will show you the way.”

Karen M.

“We highly recommend Sandy as a financial coach. We took a financial literacy and debt relief class with her back in 2022 and have already made a lot of progress towards paying off our student loan debt. She was very personable, encouraging, and engaging as a coach. 

She also provided clear and easy to follow instructions, as well as real life examples that anyone could relate to. We would definitely work with her again in the future and would recommend her to anyone who is looking to improve their finances.”

Dario and Kristin

A Proven Coaching Program

Program Results*

Typical Outcomes
  • Peace within 30 days reported by 90%
  • Improved Relationships reported by 85%
  • $600+ per month average cash flow improvement
  • Emergency Fund within 45 days

Client Resources

You gain access to
  • Proprietary coaching processes and systems
  • Online courses
  • Forms, guides, resources & support materials
  • A network of experts

Industry Leading Training

I've been trained by Coach Connections, LLC, the leading financial coaching organization and am committed to ongoing growth and education
  • 118+ training modules
  • 100+ hours of coursework
  • 46 hours of application
  • Extensive 1:1 mentoring
  • Professional responsibility & ethics training
  • International Financial Coaching Conference
  • Ongoing Training
 

Let me be your guide

As a Christian, one of my greatest joys is being able to give back to God and to serve others. Using our money is just one way, but it’s a very visible, tangible way to measure our giving.

Our money story started a decade ago when we signed up for a financial wellness class to get our money in order. When we tallied up our debts, we had over $80,000 – the most in the class, by far.  We spent six years getting out of debt and building an emergency fund that has kept our life on track during several periods of unemployment.

I started Graceful Money Solutions to help people of faith learn what we did: how to get control of their money so that they can be generous and giving. I do this by helping individuals and couples define their priorities and values and helping them to formulate a journey to achieve them. It is so rewarding to see lives changed!

My career has taken me from insurance and risk management and into journalism, but my greatest joy is when I am serving others. I joined Coach Connections, LLC, an international network of mastermind coaches in 2023 in order to be sure that I am providing my clients with all they need in order to win with money.

If you’re ready to put my coaching principles to work in your life, let’s schedule a free assessment.

A member of Accountable Network

I'm a member of the Accountable Network, an industry leader since 2009.

This network provides access to a team of the best financial coaches in the world which gives me an endless resource of knowledge and expertise to help navigate anything you can throw at me.

Using the proprietary tools and resources available through the Accountable Network allows my clients to move quickly past basic budget and debt reduction conversations to strategic coaching that results in sustainable and transformational growth.

Let's Connect!

Because Coaching Is Unique We Start With a Free, No-obligation Assessment To:

  • Determine if You're Ready For The Intensity of Coaching
  • Find Out if We're a Good Fit to Work Together
Click to Schedule an Assessment

Accountable Network

I am a member of the Accountable Network. This network provides access to a team of the best financial coaches in the world which gives me an endless resource of knowledge and expertise to help navigate anything you can throw at me.
Using the proprietary tools and resources available through the Accountable Network allows my clients to move quickly past basic budget and debt reduction conversations to strategic coaching that results in sustainable and transformational growth.

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Frequently Asked Questions

*Individual results may vary. Every person has unique experiences and applies the information in a different way. Thus, the experiences that we share from other people may not reflect the typical clients’ experience or guarantee that anyone will achieve the same or similar results. 


This publication is designed to provide accurate and authoritative information with regard to the subject matter covered. It is the understanding that the publisher is not engaged in rendering legal, accounting, or other professional advice. If legal advice or other expert professional assistance is required, the services of a competent professional person should be sought.

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